NZ Non-Bank Lenders & Property Finance Specialists

Specialist non-bank property finance for site acquisition, pre-development and residual stock across New Zealand. Whether securing land, progressing consents, establishing landbank facilities, or managing completed stock, Approvd provides fast, flexible capital beyond traditional bank constraints.

Trusted NZ Non-Bank Lenders

We provide streamlined finance for projects that fall outside traditional bank appetite. Forefronting speed, simplicity and certainty to match your unique requirements.

Get Secure Property Finance Now

Our non-bank lending solutions are designed to support property developers, builders, industry professionals and investors at key stages of the project lifecycle, from pre-development land acquisitions through to completed residual stock.

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Unlock opportunity now

Targeted finance solutions

We are lending now for pre-development acquisitions, completed residual stock, and vacant land, including large parcels and subdivided sections.

Loan Size

$500k to
$30m

Interest Rate

From

6.49%

Fees

From

1.99%

Loan Types

3 Flexible Options

Access a fully customised approach

Loan Terms

3-24 months

Get terms that align with your needs

Our Approach

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Speed

Rapid decision-making for pre-development, land, sections, and residual stock funding, delivering certainty when timing matters.

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Certainty

Clear lending criteria across all property finance solutions, with consistent outcomes and no shifting requirements.

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Simplicity

Low documentation and straightforward terms designed for developers managing early-stage land acquisitions or completed projects.

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Flexibility

Finance that supports funding scenarios banks often avoid, including pre-consent acquisitions and residual stock.

Our non-bank property finance process

At Approvd, you can access interest repayment options for paid and capitalised interest. We deliver reliable capital solutions underpinned by clear underwriting standards and transparent terms. Our funding model supports property developers, builders and investors that require certainty and scale beyond conventional frameworks.

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Property Finance Resources

Our success stories

Access our non-bank property finance now

Acquiring a property for development, selling down completed stock, or planning a project before consents are in place? Get in touch now to access a suitable funding solution.